top of page
Anchor 1

1st TIME

HOME BUYERS

Well congratulations you've made arguably the most adult move possible and started the process of being a home owner.

 

By now you've probably looked around on the internet but you might but you might be asking...

Where do I Start??

Don't worry, we've got your back. Just click on the links or follow along below.

Click Here For Printable Versions

Getting Started

GETTING STARTED

Once you've decided to graduate from idly searching Zillow, you'll need to start asking some basic questions like...

What Can I
Afford?

You can get a very rough estimate from your Realtor or an Online Calculator, but for an accurate number you need to...

Click Here to find out more about lenders

Talk To A 
Lender

They will tell you how much you can afford, and your cost per month based on your:

  • Income (monthly)

  • Debt (monthly)

  • Credit Score

  • Savings

...But Do I Need 
20% down?

The short answer is                      While it's always better to put as much down as possible, with FHA and down payment assistance programs you can still get a loan with just 3.5% down or less!

no you don't!

So What exactly is a
 Mortgage?
bottom of page